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Colorado Springs Law Blog

Helping you prove eligibility for SSD benefits

Individuals in Colorado and elsewhere do a lot the plan for the future. Because the unexpected can happen, it is often best to be prepared for it. However, no matter how much a person prepares for the future and the unexpected, this does not prepare a person to deal with a shocking incident, like a serious accident or severe illness. Living with a disabling injury or illness can turn a person's life upside down. It can cause a once working person to be unemployed, as it is impossible to work. The financial hardships can set it, causing disabled individuals to seek out assistance.

The Social Security disability program was designed to help those living with disabilities. The SSA understands how challenging it can be for those living with a debilitating injury or illness; therefore, they began initiated programs to help these individuals. While this is a very beneficial for the disabled, the application process can be overwhelming. Knowing that many applicants are initially denied can deter some, but this should not stop a person from seeking these often-necessary benefits.

What types of injuries can lead to worker's comp benefits?

Workers' compensation benefits serve as an important protection for injured workers. Workers' compensation benefits generally preclude an injured worker from bringing a claim for damages against an employer following a workplace accident, so it is essential or injured workers to be familiar with what types of injuries are covered by workers' compensation benefits.

Workers' compensation may be available for pre-existing conditions that have been aggravated in the workplace, such as a pre-existing back injury. Additionally, workers' compensation benefits may also be available for injuries suffered at company facilities, such as in the company lunchroom, or injuries caused during breaks, lunchtime hours or work-related activities. In some circumstances, injuries resulting from mental and physical stress and strain caused by work may allow the injured worker to seek workers' compensation benefits.

Truck driver shortage creates risks out on the road

Commercial trucking plays an important role for the local and national economy. If you gaze out on a freeway, it is not difficult to spot a commercial 18-wheeler truck rolling down the road moving cargo and products. As easy as it may be to find a commercial truck out on the road, there should be even more. Right now, there are plenty of positions for commercial drivers nationally. The estimates range from 63,000 to as many as 100,000 open positions that can be filled.

For those people searching for employment, seeing this amount of open positions in the trucking industry can be encouraging. But there is something else to consider. Driving a commercial vehicle can be a very dangerous occupation. There are several factors this:

Appeals options for SSD applications that are denied

Many Social Security Disability applications are initially denied, which is why applicants should be familiar with the appeals process. There are several levels of appeals available when an application for Social Security Disability benefits has been turned down, and disabled individuals seeking benefits should be familiar with each.

The initial level of the appeals process is a request for reconsideration. During the request for reconsideration process, a new reviewer, other than the person who originally reviewed the application, will review it so that a fresh set of eyes evaluates it. If the claim remains denied, the next level of appeal is a hearing before an administrative law judge. It is important to make sure the applicant is prepared for the hearing beforehand.

What are the differences between workers' comp and disability?

Let's face it; work is often a critical component in our lives. Many of us cannot get by without a job, causing some of us to get less desirable positions. In some cases, this means working in an environment or an industry that carries more risks and dangers. Regardless of the work place, when a worker is injured, this can present issues. If the injury is serious enough, the worker will require medical treatment and even time away from work to recover. And in severe matters, the injury could be so grave that it causes an employee to experience a temporary disability.

When a worker is too injured to perform his or her work duties, a worker is entitled to seek different types of financial support while he or she is unable to work. Depending on the situation, this could mean seeking workers' compensation, state disability benefits or Social Security disability benefits. What are the differences between workers' comp and disability benefits?

Can I try returning to work and still receive disability?

For disabled individuals who may want to consider the possibility of returning to work, they may have concerns about the impact that could have on their Social Security disability benefits. Fortunately, the Social Security Administration provides options to help disability recipients considering returning to the workplace and resources to address these concerns.

In some circumstances, recipients of Social Security disability (SSD) benefits may want to test the waters to see if they are able to return to work. In those circumstances, the Social Security Administration (SSA) provides work incentives and a Ticket to Work program. Disabled individuals may not know what work they will be able to perform or if they will be able to perform any at all.

Increasing social security disability payments: SSI in Colorado

If you receive social security disability benefits, but are still struggling to make ends meet, there may be additional support available to you. Supplemental Security Income (SSI) is often available to those who require long term residential care or other similar services in Colorado.

Compassionate allowances and other ways to qualify for SSD

There are different ways that a disabling medical condition may be established to satisfy the Social Security disability (SSD) requirements to qualify for SSD benefits. Because disabled applicants can sometimes face challenges associated with the application process for Social Security disability benefits, it is helpful to be familiar with the options available.

The Social Security Administration maintains a list of impairments that can qualify for SSD benefits, however, just because the disabled applicant's medical condition is not on the list does not mean that they may not be able to obtain benefits. They may also be able to establish the disabling medical condition they suffer from, which prevents them from working, through their medical records which is why it is important to understand the application process and that the medical condition is carefully documented.

How to qualify for Social Security disability benefits

Some disabled individuals may be unaware that they may qualify for disability benefits which is why it is important to know the eligibility requirements for Social Security disability (SSD). Social Security disability benefits can be vitally important to disabled individuals and their families struggling to make ends meet while they are unable to work and suffering from a disabling medical condition.

It is important to be familiar with what the Social Security Administration considers disabled and how they evaluate applications for SSD benefits. In general, the disabled individual must suffer from a disabling medical condition that is so severe it prevents them from working and is expected to last for 12 months or longer or result in death. Additionally, disabled applicants must also meet work history requirements to qualify for SSD benefits.

Compassionate allowance and early onset Alzheimer's

Receiving a diagnosis of a serious illness is life altering. One is not only shocked by this event, but they are also battling with the disease itself. When the condition is severe, impacting a person's life on various levels, it is vital to take the time to understand what options there are. The Social Security Administration has various programs to help those living with disabling condition, assisting with financial support while individuals in Colorado and elsewhere are unable to work because of the disease they are living with.

The compassionate allowance program is designed to help those living with serious diseases. The disease is so serious that is significantly impacts a person's length or quality of life. Because of this, the SSA has established a way to cut the wait time for Social Security disability benefits. Various illnesses and diseases are listed on the compassionate allowance list, and if an applicant is suffering from one of these listed diseases, it is possible to receive SSD benefits quickly.