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Colorado Springs Law Blog

Preparing for a Social Security Disability appeals hearing

A recent post here discussed the importance of the Social Security Disability appeals process. One important part of that process that disabled individuals should be prepared for is the hearing before an administrative law judge, which is why a closer look at the process may be helpful.

The appeals hearing before an administrative law judge is the second level of appeal in states that have a request for reconsideration available as the first level of appeal in those circumstances. Where a request for reconsideration is not available, the appeals hearing is the first level of appeal. At times, the appeals hearing process may seem overwhelming and lead to unnecessary stress for the disabled individual. Guidance through the process can help to attempt to ensure the disabled individual knows what to expect and is prepared for the hearing.

The appeals process for Social Security Disability benefits

Knowing how to appeal a denied application for Social Security Disability benefits is essential because of the frequency with which applications for Social Security Disability benefits are denied. There are several levels of appeal available to disabled individuals who have had a claim for Social Security disability denied.

The first steps in the appeals process for Social Security disability benefits, which is not available in every state, so disabled individuals should be familiar with the options in their state, is the request for reconsideration. The request for reconsideration is essentially a fresh set of eyes reviewing the application and looking at it from the beginning. If the application for benefits remains denied following a request for reconsideration, the disabled applicant has additional appeals options to consider.

What injured workers need to know about workers' compensation

Injured workers need to be familiar with the resources available to help them through the period of time following their injury while they may be unable to work and are, at the same time, incurring medical expenses. Workers' compensation for injured workers can be essential for injured workers and their families to help them get through a difficult period of time.

Workers' compensation disability is a type of insurance coverage that injured employers are required to provide for their employees. Employers must pay for it and may not charge their employees for it. Workers' compensation benefits are available for both injured workers and workers suffering from an occupation illness. Workers' compensation benefits pay for medical expenses and also provides partial wage replacement while the injured worker is suffering from temporary disability and is unable to work.

Apply for Social Security disability under a spouse's work record

This blog recently took a close look at work history requirements to qualify for Social Security disability benefits. One option that is important to note is that in some circumstances, family members may be able to claim these important benefits based on the work history of another party.

In general, to qualify for Social Security disability benefits, the disabled applicant must have the necessary work history credits to demonstrate that they have paid into the system. Up to four work credits can be earned annually and are based on earnings and employment history. There are a variety of complexities associated with claiming Social Security disability benefits and other benefits through Social Security so it can pay off to be familiar with what those are.

A closer look at work history requirements for SSD benefits

Having the appropriate work history is necessary to qualify for Social Security disability benefits. Yet, this is not as well understood as the medical condition requirement. Unfortunately, the possibility of becoming disabled is very real, as studies reveal that one in four 20 year olds will become disabled prior to turning 67, which is why these benefits can be of critical importance.

Social Security disability (SSD) may be extremely important for those who are disabled and unable to work, as the compensation received through this program may help offset medical costs and lost income. In order to qualify for SSD benefits, though, a disabled individual needs to not only meet the definition of "disabled," but he or she also needs to have earned sufficient work credits. The number of work credits earned depends on the disabled individual's earning amount and employment activity. Up to four credits can be earned per year.

Safe workplaces needed as workers still suffer workplace dangers

Jobs including landscaping, roofing, highway construction and construction are still the deadliest jobs according to federal data. In Colorado, from January 2017 to September 2018, there were a total of 19 worker deaths. Nine of the workplace deaths were due to falls. Employers were issued a little over $301,000 in fines related to the deaths.

It is important for employers to remember not to cut safety when cutting costs. It is actually significantly less costly to take appropriate safety measures rather to pay workers' compensation benefits. Whereas a workers' compensation claim, for instance, can cost an employer $80,000, it might cost them $1,000 to ensure all workers on their job site have the necessary safety equipment needed to have a safe workplace and to perform their work safely.

Does my anxiety disorder qualify for social security disability?

The mind-body connection can create a revolving cycle of good and positive benefits throughout, or negative and harmful triggers and manifestations. These two extremes depend largely on your state-of-mind. Your thoughts of anxiety or faith can either flood your body with stress hormones (cortisol), or calm, love-filled hormones (oxytocin).

If you suffer from any type of diagnosed anxiety disorders, you may qualify for social security disability benefits. Mental health disability may seriously hinder your quality of life and affect your ability to manage your daily responsibilities. If you are finding it hard to work, function at work or maintain a job due to your anxiety disorder, please consider applying for Social Security Disability Insurance (SSDI).

Help with lost income for injured workers

One of the biggest concerns injured workers and their families may have following a workplace accident and workplace injury is how they will support themselves and their families while they are unable to work. Fortunately, workers' compensation benefits in Colorado include lost income benefits to help injured workers.

Lost income benefits can help replace some of the income the injured worker has lost because of either a workplace injury or an occupational illness. When an injured worker's income has been impacted by a workplace injury or illness, workers' compensation benefits are available to help offset some of their losses while they are recovering and are unable to work.

How to effectively plan to apply for SSD benefits

Unfortunately, two thirds of applications for Social Security disability (SSD) benefits are initially denied. Because of the importance of these benefits to many disabled individuals, it is important for disabled applicants to be familiar with how to put forward a strong application for Social Security disability benefits.

Social Security disability benefits may be available to those who are considered disabled according to the Social Security Administration's definition of disability and have the necessary work history to qualify. To meet the Social Security Administration's definition of disability, the applicant must suffer from a medical condition severe enough that it prevents them from working and is expected to last longer than 12 months or result in death.

What are common reasons for SSD benefits to be denied?

Applying for Social Security Disability (SSD) benefits can be an intimidating process. The application is long, and there’s a lot you must do to prove you’re eligible.

It can be incredibly discouraging to find they have declined your SSD application. It’s a frustrating process, but you’re not alone in facing denials. In fact, there are several common causes that lead to initial denials for many Colorado applicants: