When people think about Social Security Disability Insurance (SSDI) benefits, they often presume that only older people are eligible for these types of benefits. However, anyone between the ages of 18 to 64 can apply for SSDI. That said, age can play a major factor in whether your application is ultimately successful.
Why does age matter?
It might seem like age should have no bearing on whether a person is entitled to SSDI benefits. After all, age discrimination is illegal. However, one of the biggest factors that determine whether you will receive SSDI benefits turns on whether you still have the ability to work. While your disability may make it impossible for you to return to your previous job, if you are relatively young, it’s likely you will be able to find employment in another field. Some other factors that are used to determine whether you’re eligible for SSDI include:
- The extent of your disability
- Your level of education
- Your employment history
As a society, we tend to frown on ageism. However, the fact is older people often have a more difficult time finding new jobs. In some cases, older people may have a more difficult time learning new skills. The Social Security Administration recognizes this reality, which is why age is a factor.
Remember, age is only one factor
If you are under 50, your age will count against you in your SSDI claim. However, this fact shouldn’t discourage you from seeking benefits. While age is one factor, it’s not the only factor. Regardless of how old you may be, you should seek help from a legal professional if you are considering applying for SSDI. A skilled legal professional can help you put together the strongest possible claim.