Getting injured at work can affect your daily life and your ability to return to your job. Workers’ compensation benefits can provide some financial relief as you work on recovering and getting back to normal life.
When you file your workers’ compensation claim, you will deal with multiple parties who will help with the process. Familiarize yourself with a few of these key players to ensure you can manage your claim effectively.
The injured worker
In a workers’ compensation case, other parties and official documents will refer to you as the claimant. The claimant in these cases is the person seeking workers’ compensation benefits or interested in receiving them.
Your employer must cooperate with the insurance company to file your workers’ compensation claim. You must notify your employer of the accident as soon as possible after it happens.
The insurance adjuster
A claims adjuster is a professional who works for the workers’ compensation insurance company and reviews any claims. If you ever need to speak with the insurance company, you will reach out to your claims adjuster.
The Division of Workers’ Compensation
According to the Colorado Department of Labor and Employment, the Division of Workers’ Compensation oversees healthcare providers, employers, injured workers and anyone else involved with the workers’ compensation system. The insurance provider and this official organization are separate entities.
Navigating the claims process after you get injured at work can be overwhelming. Knowing who will impact your case can help you move forward with the process and successfully receive workers’ compensation benefits.