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Mistakes people make when they apply for workers’ compensation

| May 12, 2020 | Workers' Compensation

Workers’ compensation benefits can define how well someone can recover from their workplace injury or illness. Earning that benefit, however, is not as easy as someone may expect. There are many mistakes an employee can make during their application process.

The average cost of a workplace injury is more than $40,000. Whether or not the employee is responsible for these costs can depend mainly on the actions the employee makes during their application process. There are many mistakes that someone can make, which can cost them the best possible compensation, or the workers’ compensation entirely.

Not reporting the injury

In the moments following an accident or injury, an employee needs to report what happened to their employer. Without stating this information, an employer would not be able to confirm if the accident occurred on company property. This report can also become a valuable piece of evidence in the workers’ compensation process.

Not seeing a doctor

Regardless of how an employee feels after an accident, they need to see a doctor. A doctor can confirm any injuries that an employee may have sustained, as well as begin documenting the recovery progress an employee goes through. A doctor’s report can be critical in confirming the severity of the injury.

Disclosing information

Employees often feel pressure not to report the truth or the entire truth of their injury. Any amount of withheld information can keep an employee from earning the benefits they need to recover. It is crucial to be open and honest about everything related to the injury.

Missing timelines

Nearly every state has its timeline requirements when it comes to reporting the accident and filing related paperwork. The best practice is to complete any objective as soon as possible.

Not using an attorney’s guidance

Workplaces and insurance companies hope that employees do not seek an attorney. Without legal representation, employees have little way of knowing what actions protect their best interests. Attorneys can negotiate on behalf of an employee to ensure they are getting the outcome they deserve.

Assuming things are fine

If an employee suffers an injury or illness at the workplace, they should take things seriously. Any mistake can cost an employee the compensation they need to recover.

 

 

 

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