When dealing with workers’ compensation, you always have to meet deadlines. If you miss a deadline, it could delay your claim or even lead to a denial. It is vital that you not only understand the process but know who needs to do what and when throughout. Having this knowledge can make it easier to navigate the Colorado workers’ compensation system.
The Department of Labor and Employment explains that the timeline begins when you report your injury to your employer. You need to make sure you do that as soon as possible. You must report your injury in writing, so even if you tell your employer or it is obvious you have an injury, you must write a report and hand it in. You have four days in which to do this.
You must pay attention to all the dates on any paperwork you receive. Make sure to read through every paper you get associated with your claim. Follow all the procedures as given. Missing deadlines can lead to lost benefits or a denial that requires further work.
You have a few other deadlines beyond the initial reporting of your work injury. If you get a denial for your claim, you have 45 days to apply for an expedited hearing. If you disagree with the final admission of liability, which comes from the insurer, you have 30 days to respond. Finally, at the end of your total disability period, you have four weeks to file an unemployment claim.
Your employer and employer’s insurer also have deadlines they must follow. Your employer must report your injury to its insurer within 10 days. The insurer must file an admission or denial of liability within 20 days if you miss work due to the incident. Finally, if you object to the final admission of liability but then do not pursue it for further compensation, the insurer may close the claim after six months.
Deadlines are important in workers’ compensation. If you miss one, it can create many problems that could leave you shouldering the financial burden of the injury.