Injured workers need to be familiar with the resources available to help them through the period of time following their injury while they may be unable to work and are, at the same time, incurring medical expenses. Workers’ compensation for injured workers can be essential for injured workers and their families to help them get through a difficult period of time.
Workers’ compensation disability is a type of insurance coverage that injured employers are required to provide for their employees. Employers must pay for it and may not charge their employees for it. Workers’ compensation benefits are available for both injured workers and workers suffering from an occupation illness. Workers’ compensation benefits pay for medical expenses and also provides partial wage replacement while the injured worker is suffering from temporary disability and is unable to work.
In addition to benefits for temporary disability that provide partial wage replacement, permanent impairment benefits may also be available in some circumstances. Benefits that are available through workers’ compensation in Colorado depend on the date of injury and because workers’ compensation can be complicated, it is helpful to be familiar with the process, the paperwork that must be filed and the timelines associated with making a claim for workers’ compensation benefits.
It is essential for injured workers and their families to understand the process of applying for workers’ compensation benefits to ensure they receive the benefits they need. Workers’ compensation benefits can help injured workers and their families through the challenges associated with a workplace injury and an inability to work and are protections to know about.