Much has been said about the requirements regarding qualifying for Social Security Disability (SSD) benefits — a medical condition that is expected to last for at least one year or resulting in death, and an inability to work. Colorado residents looking to apply for SSD benefits often focus on getting their medical documentation together and neglect the other aspect altogether — proving an inability to work.
Since SSD benefits are to replace a significant part of one’s income once they are unable to work and earn for themselves, the Social Security Administration has to make this determination in the first place — can this person work? For the person reviewing the application to make an accurate decision, he or she needs detailed work information that paints a picture of the person applying for benefits.
There are a couple of things that an individual can submit with their application to paint this picture. First, one should describe the type of work they did, the tasks they performed and the skills, both cognitive and physical, required to perform them. Were arms, legs or hands used and did the job require the person to sit more or stand? Were heavy objects lifted regularly? How much did the applicant rely on their visual and auditory senses? The hours one worked, the rate of pay received and machinery and equipment used are also factors to mention in one’s application.
Becoming disabled is a reality — one in four 20-year-old workers can expect to become disabled before they hit retirement age. For them, SSD benefits are essential. But, without knowing how to prove one’s disability, one might be deprived of the benefits they deserve and need. It might be beneficial to consult an experienced attorney for guidance on one’s application.