If you have recently been injured or diagnosed with a serious illness, then you are likely dealing with some difficult situations. There could be countless doctor visits, massive hospital bills, limitations in mobility and considerable pain to manage. As stressful as these circumstances can be, it is often vital to utilize any and all resources available.
This can include Social Security Disability Insurance, or SSDI, which provides financial benefits available to eligible parties. To determine if you could be eligible, you should meet the following requirements.
- Your condition must be disabling. This means that it must be serious and expected to last at least 12 months. Medical evidence will be necessary to prove this.
- Your condition must prevent you from working. This doesn’t just include your current job, it also includes any type of work you may have done in the past.
- You must have worked long enough (and recently enough) to earn work credits. You can earn up to four credits per year. On average, a person needs about 40 credits to qualify for disability benefits. However, that number can be smaller for younger workers. If you do not have a sufficient work history, you may not have enough credits to qualify for disability benefits.
- You must submit an application. The application should be accurate, thorough and include any relevant evidence or statements that the SSA can use to make a decision on your case.
Applying for disability benefits can be more complicated and frustrating than you expect, especially when you are also struggling with a serious health condition. And unfortunately, the SSA denies most applications initially, thanks in part to massive backlogs and subjective requirements.
As such, it can be wise to work with an attorney who understands the process and can help you avoid costly missteps. There are no guarantees when it comes to SSDI, but working with an experienced attorney can make it easier to pursue the benefits you may deserve.